Arizona Adjuster Practice Exam 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

Which of the following is an example of a peril?

Earthquake damage

Fire that destroys or damages property

A peril refers to a specific risk or cause of loss that can result in damage to property. In this context, "fire that destroys or damages property" is a clear example of a peril. It denotes the actual event (the fire) that leads to destruction or damage, which is central to understanding insurance terminology and coverage.

Fire is universally recognized as a hazardous event that can lead to significant property loss, making it a classic example of a peril in insurance policies. Insurers often provide coverage specifically for losses caused by fire, demonstrating its importance in the realm of insurable risks.

While earthquake damage, wind damage, and breakage of glass are also incidents that can result in loss, they can be viewed as specific outcomes of broader perils (earthquake, windstorm, or accidental breakage, respectively). However, in terms of the question, the focus is on identifying a specific risk (fire) that directly leads to damage.

Get further explanation with Examzify DeepDiveBeta

Wind that causes property damage

Breakage of glass

Next Question

Report this question

Download Arizona Adjuster Practice Exam PDF Study Guide
Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy